Fintech App Mascot States: Transfers, Errors and Fraud Alerts

In fintech, trust comes first, so map each money moment. While a transfer is processing, the mascot plays a calm loading loop, and when the money arrives it plays one short success, then goes back to idle. A failed transfer plays error once while the message explains why, and a fraud alert switches it to attention with plain text beside it. Some money moments are better with no mascot at all.